All About Payouts in Blackjack

Payouts in blackjack

This article will answer your every question about payouts in Blackjack. We tell you what the odds for a payout are and how much being dealt Blackjack can pay depending on the game’s rules. We also tell you how much you can get paid from side bets and what the maximum win is in different Blackjack games.

What Is the Payout in Blackjack?

A classic game of Blackjack would normally pay you 1 to 1 for beating the dealer, 2 to 1 for insurance, and 3 to 2 for being dealt a Blackjack. However, these days there are innovative versions to play in addition to traditional-styled Blackjack which offers much higher payouts. 

Find a list below of Blackjack variations and their payouts.

Blackjack GameMaximum Payout
Double Exposure1 to 1
Classic Blackjack3 to 2
Lightning Blackjack25 to 1
Quantum Blackjack55 to 1

Side Bet Payouts in Blackjack

Many Blackjack games offer side bets that are not part of the traditional game, but are added in to make the experience more interesting. Placing a bet on these side options can often yield very high payouts.

Below is a list of different side bets in Blackjack and their payouts.

Side BetMaximum Payout
Perfect Pairs25 to 1
Suit ‘Em Up50 to 1
21 + 3100 to 1
Lucky Ladies100 to 1
Lucky Lucky200 to 1
Buster Blackjack2,000 to 1

Perfect Pairs

With Perfect Pairs, you get a payout based on the two cards dealt to you:

  • A pair with the same suit: 25 to 1
  • A pair with the same color: 12 to 1
  • Any other pair: 6 to 1

21 + 3

With 21 + 3, you get a payout based on the two cards dealt to you plus the dealer’s up card:

  • Three of a kind in same suit: 100 to 1
  • Straight flush: 40 to 1
  • Three of a kind: 25 to 1
  • Straight: 10 to 1
  • Flush: 5 to 1

Lucky Ladies

With Lucky Ladies, you get a payout based on the two cards dealt to you:

  • Pair of Queens in hearts: 100 to 1
  • Pair of any face cards in same suit: 30 to 1
  • Any two face cards in same suit: 10 to 1
  • Any two face cards: 3 to 1
  • A Queen: 1 to 1

Suit ‘Em Up

With Suit ‘Em Up, you get a payout based on the two cards dealt to you:

  • Aces in same suit: 50 to 1
  • Blackjack in same suit: 10 to 1
  • Pair in same suit: 5 to 1
  • Score of eleven in same suit: 3 to 1
  • Any two cards in same suit: 2 to 1

Lucky Lucky

With Lucky Lucky, you get a payout based on the two cards dealt to you plus the dealer’s up card:

  • Three 7’s in same suit: 200 to 1
  • 6, 7 and 8 in same suit: 100 to 1
  • Any three 7’s: 50 to 1
  • 6, 7 and 8 in any suit: 25 to 1
  • Card value of 21 in same suit: 15 to 1
  • Any card value of 21: 3 to 1
  • Any card value of 20: 2 to 1
  • Any card value of 19: 2 to 1

Buster Blackjack

With Buster Blackjack, you get a payout based on the number of cards the dealer busts with:

  • You get Blackjack and dealer busts with 8+ cards: 2000 to 1
  • You get Blackjack and dealer busts with 7 cards: 800 to 1
  • Dealer busts with 8+ cards: 250 to 1
  • Dealer busts with 7 cards: 50 to 1
  • Dealer busts with 6 cards: 18 to 1
  • Dealer busts with 5 cards: 4 to 1
  • Dealer busts with 3 or 4 cards: 2 to 1

What Are the Payouts for Getting Blackjack?

The payout for being dealt Blackjack (21) is normally 3 to 2. This is what is most commonly found at online casinos that pay out fast. However, in certain variations of Blackjack it is also possible to find Blackjack payouts of 1 to 1, 2 to 1 and 6 to 5. 

2 to 1 Payout

A Blackjack payout of 2 to 1 means that you will make a profit double the amount you bet. 

Example: Bet $10 and get paid a total of $30 = $20 profit.

This is the best payout for Blackjack, but it is very rare to come across.

1 to 1 Payout

A Blackjack payout of 1 to 1 means that you will make a profit equal to the amount you bet. 

Example: Bet $10 and get paid a total of $20 = $10 profit.

This is the worst type of payout for Blackjack and should be avoided as it lowers your RTP.

3 to 2 Payout

A Blackjack payout of 3 to 2 means that you will make a profit of 1.5 times the amount you bet.

Example: Bet $10 and get paid a total of $25 = $15 profit.

6 to 5 Payout

A Blackjack payout of 6 to 5 means that you will make a profit of 1.2 times the amount you bet. 

Example: Bet $10 and get paid a total of $22 = $12 profit.

How To Calculate Blackjack Payouts

The easiest way to calculate a payout for Blackjack is to divide the value mentioned to the left with the value mentioned to the right. When a payout for Blackjack is 3 to 2, this means that you get paid 3 bets for every 2 bets you place. At first, this might not make much sense.

However, if you divide 3 with 2, the result is 1.5. This means that the winnings (profit) you will receive from landing a Blackjack will be 1.5 times the amount you bet. 

Payout Charts for Blackjack

There are two types of payouts charts for Blackjack:

  • A chart showing how to play Blackjack perfectly
  • A chart showing how much you will win on hitting Blackjack

Payout Chart for Perfect Play

To reach the highest payout potential in Blackjack, you have to play the game perfectly. The below chart shows you to do this. It tells you what decisions are the mathematically correct ones based on the hand you currently have and the face card the dealer is showing. 

Black jack payout chart

Payout Chart for Hitting Blackjack

Based on the most common Blackjack payout of 3 to 2, the below chart shows you how much you get paid for hitting Blackjack on different bet sizes.

Bet SizeBlackjack PayoutTotal Win
$1$1.50$2.50
$5$7.50$12.50
$10$15$25
$15$22.50$37.50
$20$30$50
$30$45$75
$50$75$125
$80$120$200
$100$150$250
$200$300$500
$500$750$1,250
$1,000$1,500$2,500
$5,000$7,500$12,500
$10,000$15,000$25,000

What Are the Odds of a Payout in Blackjack?

Playing Blackjack perfectly using the payout chart above, you will get a winning payout in 42.22% of your hands. 8.48% will end in a tie and 49.10% of hands will be lost. Furthermore, the odds of being dealt Blackjack are 1.20% or about 1 in 83 hands.

Blackjack Odds
Winning42.22%2 in 5 hands
Tieing8.48%1 in 11 hands
Losing49.10%1 in 2 hands
Blackjack1.20%1 in 83 hands

Do note that these are the general odds of the average classic Blackjack game. The odds of a payout in Blackjack will, of course, vary depending on the variation you play as rules can be different. 

Related read: highest paying Blackjack games

Does Card Counting Improve the Payout Odds?

Card counting may improve the odds of a payout in Blackjack, but it doesn’t have to. It depends on how you play. If you count cards and only play when the shoe is high in face cards and aces, your payout odds would indeed be increased.

However, if you play every hand, the payout odds in Blackjack would remain the same; about 42.22% for winning a hand. You could still increase your chances of profiting from a gambling session though. With card counting, you get an edge by increasing your stake when the shoe is high in face cards and tens.

FAQ

What is Blackjack early payout?

Early Blackjack payout refers to early surrender. This is a rare option that’s available in certain Blackjack games which allows you to instantly fold your hand and get half of your stake back.

What does 3 to 2 payout mean in Blackjack?

A 3 to 2 payout in Blackjack means that the casino will pay you back your stake and a profit equal to 1.5 times the amount staked whenever you’re dealt a Blackjack. If you bet $10, your stake of $10 will be returned along with a profit of $15.

How much does Blackjack pay out?

Being dealt Blackjack can either pay 1 to 1, 2 to 1, 3 to 2 or 6 to 5 depending on the Blackjack table and variation. The most common payout model is 3 to 2, which pays you 1.5 times the amount you stake plus your stake.

How to remember Blackjack payouts?

You don’t have to remember Blackjack payouts as every table and every game has the payouts conveniently highlighted. However, to have the highest chance of winning money in Blackjack, you do have to remember how to play the game perfectly. There’s an easy solution for this as you can use a Blackjack payout chart – check the one we have listed here.     

How much does perfect pair pay out in Blackjack?

The side bet perfect pair pays out either 25 to 1, 12 to 1 or 6 to 1 depending on what pair you get with the two cards that are dealt to you. A perfect pair that is suited pays the most, while a pair in the same color (red or black) pays second best and any pair at all pays the least.

Bringing extensive expertise in the professional iGaming industry and a deep understanding of online casino gambling, Mattias Fröbrant is a highly regarded iGaming journalist. With experience working with industry giants like Betsson Group and a track record of compiling thousands of casino articles, including hundreds of casino reviews, Mattias has established himself as a trusted authority.

 

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