Best Mastercard Casinos for New Zealand Gamblers Looking for Secure Deposits and Fast Payouts

Kiwi friends! We have hand-picked a selection of the best New Zealand casinos that accept Mastercard for deposits and withdrawals, which offer a top-quality gambling experience with all that entails.

These are legitimately licensed and reputable Mastercard casinos that promise to pay out your casino winnings quickly, anywhere from instantly to 24 hours at most.

Find these gambling sites listed below and keep reading for more valuable information about using Mastercard at casino sites, such as factors that can affect the withdrawal time to it.

100% bonus up to
$500
+ 50 free spins + 20 on signup
Use code: GMB20FS
Payout Speed
30 Min – 2 Hours
5.0
Welcome bonus up to
$2,000
+ 200 free spins
Payout Speed
Instant – 5 Hours
5.0
100% bonus up to
$1,200
+ 50 free spins
Payout Speed
Instant – 24 Hours
5.0
Welcome bonus up to
$1,000
150% match on 1st deposit
Payout Speed
Instant – 1 Hour
5.0
100% bonus up to
$500
+ 200 free spins
Payout Speed
Instant – 24 Hours
5.0
100% bonus up to
$500
+ 100 free spins
Payout Speed
Instant – 24 Hours
5.0
Welcome bonus up to
$1,000
+ money back on every wager
Payout Speed
15 Minutes
5.0
100% bonus up to
$1,200
+ 20 free spins
Payout Speed
Instant – 5 Hours
5.0
75% bonus up to
$200
+ bonus on 2nd and 3rd deposit
Payout Speed
15 Minutes
5.0
100% bonus up to
$500
+ 100 free spins
Payout Speed
2 – 12 Hours
5.0
100% bonus up to
$500
Payout Speed
Instant – 24 Hours
4.5
100% bonus up to
$500
+ 200 free spins
Payout Speed
Instant – 24 Hours
4.0
100% bonus up to
$300
+ 100 free spins
Payout Speed
5 – 24 Hours
4.0
Deposit $10 and get
50 Spins
No wagering required!
Payout Speed
Instant – 11 Hours
4.0
100% bonus up to
$200
+ 11 free spins
Payout Speed
Instant (mostly)
4.0
Welcome bonus up to
$9,000
+ 285 free spins
Payout Speed
Instant – 24 Hours
4.0
4 bonuses up to
$2,000
+ 180 free spins + 20 on signup
Payout Speed
10 Minutes
4.0
100% bonus up to
$100
+70 free spins with no wagering
Payout Speed
6 Hours
4.0
100% bonus up to
$150
+ 100 free spins
Payout Speed
Instant
3.8
100% bonus up to
$2,000
or 200% up to $50
Payout Speed
3 – 24 Hours
3.8

Pros and Cons of Using Mastercard at Online Casinos

Pros
  • Many Casinos to Choose From: Mastercard is widely accepted among New Zealand’s online casinos, giving you the freedom to choose between a ton of gambling sites. 
  • Swift Funding of Your Account: Depositing to casinos with Mastercard is an instant process, which means that you can start gambling immediately. 
  • High Level of Convenience: Leveraging the Mastercard card you already use for day-to-day purchases adds convenience to your online casino experience.
  • Reputable and Secure: One of the most commonly used payment methods in the world, founded in 1966, Mastercard offers encrypted transactions and two-factor authentication via a protected network, shielding your personal and financial data from unauthorized access.
  • Zero-Liability Policy: Rest easy knowing that you will never be held responsible for any charges made by a third party on your Mastercard card as a zero-liability policy will reimburse you.
Cons
  • Lengthy Casino Withdrawals: While a Mastercard casino might offer very fast payouts and even instant ones, Mastercard has its own transaction time of 1 – 5 bank days, which affects the overall withdrawal time. This is very long compared to many other payment methods.
  • Privacy Concerns: Some players may find the verification process that NZ casinos carry out for Mastercard discomforting as this involves sharing photos of the front and back of the card (with certain numbers covered).

How to Make Casino Deposits and Withdrawals With Mastercard

To use Mastercard to deposit at NZ casinos, follow these eight steps:

  1. Visit a preferred Mastercard casino to play at. 
  2. Create an account by filling in the casino’s signup form.
  3. Navigate to the cashier or deposit section of the site.
  4. Select Mastercard as your method of deposit.
  5. Enter deposit amount and full card details.
  6. Confirm the selection.
  7. Use your banking app to verify the transaction.
  8. Have your casino account instantly funded.

To use Mastercard to withdraw money from an NZ casino site, follow these eight steps:

  1. Log in to your online casino account.
  2. Go to the ‘banking’ or ‘cashier’ section of the site.
  3. Select Mastercard as the withdrawal method.
  4. Enter the amount you wish to withdraw.
  5. Confirm the transaction.
  6. Wait for the casino to approve your withdrawal request.
  7. Get notified once your funds are released.
  8. Wait for your bank to credit the money to your bank account.

Is Mastercard a Fast Withdrawal Method for Casino Payouts?

Mastercard is not considered a fast withdrawal method to receive winnings from casino site as it carries a transaction time that can randomly range from 1 – 5 bank days. This means that even though the online casino may process your withdrawal request at once, it can take up to a week for that money to reach your bank account. 

In comparison, e-Wallets such as Skrill and Neteller has no transaction time at all, but with these methods the money is instantly credited to the wallet account once sent by the casino. 

Why Does the Withdrawal Time With Mastercard Vary Between Casinos?

The time it takes to receive your casino winnings with Mastercard vary because of two reasons; different online casinos have different payout times and the transaction time with Mastercard can randomly vary between 1 – 5 bank days. Both of these factors will affect the total withdrawal time experienced.

While Mastercard’s transaction time of 1 – 5 bank days is consistent among all online casinos in New Zealand (although random for each transaction), the casinos’ own processing times and payment policies can vary a lot. One casino may pay you out within a couple of hours, while others would take days. 

How to Speed Up Casino Withdrawals With Mastercard?

While it’s impossible to speed up the transaction time of Mastercard’s network, it is possible to take certain action that will ensure that the casino site pays you out faster, such as the following:

Play at a Casino Site That Pays Out Fast

To receive your casino winnings to your Mastercard as quickly as possible, consider playing at one of the fastest payout casinos in NZ. The quicker the casino pays you out, the faster you will receive your money. Ultimately, you would like to play at an instant paying Mastercard casino where most of your withdrawal requests are automatically and instantaneously approved of.

Make Sure Your Casino Account Is Verified

All Mastercard casinos in New Zealand that are licensed and regulated will require players to prove their identity by providing a drivers license, passport or other ID, as well as their address with a utility bill or similar document.

All payouts from the casino will be halted until the verification process has been completed. To avoid any delays and ensure your Mastercard withdrawals are processed promptly, you can complete this verification process at the earliest, suggestively right after signing up at a casino.

Become a VIP Player or High Roller

It’s a longstanding tradition that high rollers are paid out more quickly than other players at online casinos. Usually, a VIP or high roller can contact customer support to get a withdrawal instantly handled and even without doing so, payment teams tend to prioritize these customers over regular ones when going through the withdrawal queue. 

To become a VIP with the benefit of faster Mastercard withdrawals, an NZ casino would require you to deposit a certain amount of money every month. How much can vary from one site to another. 

What Can Cause Payout Delays With Mastercard?

Delays in receiving your casino payouts through Mastercard can stem from various factors, primarily linked to casino-related processes, although Mastercard’s role as a payment processor can also play a part. The following key factors may come into play:

  • Insufficient KYC: To comply with regulations and laws, casinos that support Mastercard might request specific verification documents from you. Until these documents are provided and approved, your casino withdrawal could be placed on temporary hold.
  • Security checks: If an online casino detects any suspicious activity on your account, it may conduct additional security checks. These would likely lead to delays in the processing your Mastercard payout.
  • High workload: In the event of a particularly high workload for the payments department at your Mastercard casino, caused by unforeseen circumstances like illness or a sudden surge in withdrawal requests, processing times could be adversely affected, resulting in delays.
  • Wrong payment method: Most Mastercard casinos in New Zealand require you to use the same payment method for both deposits and withdrawals. Attempting to withdraw with Mastercard after depositing through Skrill or another method may cause the casino to cancel your payout request, consequently leading to delays.
  • Maximum limit reached: Any Mastercard supporting casino may impose a daily, weekly, or monthly withdrawal limit. If you reach this limit, any new withdrawal request will be put on hold until the limit resets, effectively causing delays in your payout.
  • Technical issues: While uncommon, a Mastercard withdrawal might encounter technical issues that results in your money being stuck in a void between the online casino and your bank account. Such occurrences could significantly delay your payout, extending the waiting period by several days or even weeks.

What Is the Minimum Casino Deposit You Can Make With Mastercard?

Online casinos in New Zealand set their own minimum deposits with Mastercard, which usually is $10 or $20. However, the minimum deposit limit can go as low as $1 with some casino sites. It is incredibly rare to come across this though. You may also find a higher deposit limit of $30, but this too is quite unusual to find at NZ Mastercard casinos.

Can You Claim Casino Bonuses With Mastercard Deposits?

Yes. All casinos in New Zealand that support Mastercard will allow you to deposit with this method in order to claim casino bonuses. This may seem like an obvious feature. However, with some payment methods, such as e-wallets, some casinos actually do not allow their bonuses to be claimed.

What Are the Fees With Mastercard?

Using Mastercard to deposit and withdraw at online casinos, fees could occur for three different reasons, all of which are rare:

  • The NZ bank that issued your Mastercard could charge a fee for your casino transactions. This would vary from one bank to another.
  • The casino you are playing at could have a fee itself as a policy which would be charged on your Mastercard deposits, withdrawals or both. Information about such fees is normally found in the casino’s cashier and terms and conditions.
  • If the bank account your Mastercard is tied to and your online casino account is in different currencies, a currency exchange fee would occur on your transactions.

Is Mastercard Safe to Use at Casino Sites?

Very much so. More than 1.5 billion Mastercards are in circulation, making it one of the biggest payment processors in the world. Mastercard is constantly on top of its game, keeping up with the latest encryption technologies and security features to protect its users from fraudsters.

Of course, one could argue that typing in card details at the online casino when making Mastercard deposits puts you at a risk. However, rest assured that the casino only gets access to part of your details as certain numbers are hidden and protected by Mastercard’s security system.

Typing in card details would make you susceptible to phishing though which means that if the device you are using is compromised by a hacker, someone could possibly fetch your details. But then again, any large Mastercard payment would require two-factor authentication which protects you. This means that a card number alone is useless as the transaction must also be authorized via a banking app. 

Moreover, your transactions are protected by Mastercard’s Zero Liability Policy. This means that in the rare circumstance of your Mastercard details being stolen and a transaction is being carried out that wasn’t done by you, the full amount would be refunded to you.

As a result of these robust security measures, Mastercard emerges as an exceptionally secure payment method for online casinos in New Zealand.

Is Mastercard Mobile-Friendly?

Yes. Mastercard offers a contactless service, which allows you to store your card details in a mobile wallet. This can then be used to make Mastercard payments by simply tapping your phone on a payment scanner.

However, this type of service is yet to be available at NZ casino sites that support Mastercard. Depositing at these, you need to manually type in your card number using your mobile device.

What Are the Best Mastercard Alternatives for Kiwi Gamblers?

Most online casinos in New Zealand support deposits via a wide variety of payment processors. If you don’t own a Mastercard or aren’t fond about depositing with it, check out the best alternatives below:

While Visa offers the exact same experience as Mastercard does at online casinos, Skrill and Neteller are e-Wallets that will provide you with much faster withdrawal times. 

FAQ

Does Mastercard Decline Gambling-Related Transactions?

Mastercard does not decline gambling-related transactions to legit casino sites. It is in fact one of the most widely accepted forms of payment for online casinos in New Zealand. However, transactions involving illegal casino sites are not supported by Mastercard and could potentially be declined.

Can I Withdraw Casino Winnings With Mastercard?

It is not only possible to withdraw casino winnings via Mastercard, but if you used Mastercard to deposit at an NZ online casino, you would also be required to cash out your winnings via this method. Due to regulations, all legit casinos must follow a closed-loop policy. This means that cashouts must always be made to the same method as deposits.

Is Mastercard Common in NZ Casinos That Pay Out Fast?

Absolutely. More or less every fast paying casino site in New Zealand supports Mastercard as a payment method. You can find it at casinos that pay out instantly as well as those that guarantee same day withdrawals.


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