Instantpay Casino Review

Our rating
Payout speed
Withdrawal methods
Deposit methods
Bonus offers
Withdrawal methods Payout speed Withdrawal methods & Payout speed
Deposit methods Minimum deposit Deposit methods & Minimum deposit
SkrillMin: $15
VISAMin: $15
MastercardMin: $15
NeosurfMin: $15
MiFinityMin: $20
Malta Gaming Authority
Customer Support
Chat, 24/7
Wagering Pokies
50x (bonus)
Wagering Live Casino
Mobile App
  • Payouts are instant
  • 15 – 500 no deposit spins every week
  • Reload bonus every Tuesday and Friday
  • 10-tier loyalty program
  • Welcome bonus must be wagered in 2 days
  • Minimum cashout amount to bank is $200
  • Very low payout setting in some pokies

Compare Instantpay to New Zealand’s Fastest Payout Casinos

Compare Instantpay Casino
Total score★★★☆☆
Welcome bonus100% up to $150
Payout speedInstant
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Total score★★★★★
Welcome bonus4x bonuses up to $1,000
Payout speedInstant – 1 hour
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How Fast Are the Payout Times at Instantpay Casino?

Instantpay Casino promises to handle all withdrawal requests and pay out winnings to players in just a matter of minutes. It is one of the fastest paying casinos in New Zealand. Payouts are more or less instant, hence the name of the casino.

What Are the Fastest Payout Methods Available?

The range of payout methods is quite limited at Instantpay as you can only cash out your casino winnings via Bank Transfer, MiFinity, or Skrill. The two latter are the fastest payout methods as these are e-Wallets with instant transaction times. Via bank transfer, you would have to wait 1 – 5 bank days to receive your winnings.

Does Instantpay Casino Pay Out Winnings on Weekends?

Yes. Instantpay Casino pays out winnings every day of the week and its payment team also works all around the clock. This is why players are guaranteed to receive such quick withdrawal times.

Can I Contact Customer Support for Faster Payouts?

In the rare occurrence that a withdrawal request would not be handled in a matter of minutes, it is possible to contact customer support to check what is wrong and possibly have the payout sped up. However, most cashouts at Instantpay are handled almost instantly and don’t need to be sped up in any way.

What Are the Highest Payout Games Available?

The highest paying games at Instantpay are Blackjack, Craps, Fan Tan, and French Roulette. These games have an RTP of 99.60%, 99.17%, 98.75%, and 98.65% respectively. This is very high compared to the average casino game that comes with an RTP of 96%.

However, NZ casinos normally have a lot more high-paying casino games with an RTP of 98% or above. For instance, video pokers and pokies such as Book of 99, Mega Joker, and Blood Suckers, just to mention a few. These are unfortunately not present at Instantpay.

How Much Does Instantpay Casino's Pokies Pay Out?

Having checked the payout percentage in several of Instantpay's pokies and compared this to what it could be, the payout is incredibly low in some pokies. For instance, with all pokies from Play'n GO and Quickpsin, the payout percentage is only around 87%. This is a shocker when compared to many casinos that would run the same pokies at a 96% RTP.

Check the table below to see some of the pokies we tested and how the RTP stood against the possible payout range.

GamePossible Payout RangeInstantpay Casino's Payout
Book of Dead84.18% – 96.21%87.25%
Big Bad Wolf Megaways90% – 96.44%96.05%
Deadwood94.14% – 96.02%94.14%
Big Bass Bonanza94.02% – 96.71%94.02%
Razor Shark94.06% – 96.70%96.70%
Reactoonz84.51% – 96.51%87.50%
Azticons Chaos Cluster87% – 96.26%87.15%
The Dog House Megaways94.55% – 96.55%94.55%
Payout percentage (RTP) of Instapay Casino's pokies

For the uninitiated, casino sites can often choose between different payout settings on their pokies, which are provided by the game developer. This means that one online casino could pay you more than another.

How Much Can the Welcome Bonus Pay?

The welcome bonus at Instantpay includes a matched deposit bonus and free spins as follows:

  • 100% bonus up to $150 (deposit $150 to receive a maximum of $150)
  • 100 free spins at a minimum deposit of $30

With the extra bonus cash, there is no limit to how much you can get paid. Once the wagering requirement of 50x is fulfilled, whatever you have in your balance will be yours to cash out.

The free spins, on the other hand, can pay a maximum of $75. If you have more money than this after the wagering requirement is fulfilled, you will only get to keep $75 once you request a cashout.

How to Sign Up at Instapay?

To sign up at Instantpay, follow these simple steps:

  1. Pay a visit to
  2. Click on the red signup button.
  3. Enter your e-mail, password, and phone number.
  4. Type in your full name, date of birth, and home address.
  5. Press the red signup button to confirm.

How to Make a Deposit?

To make a deposit at Instantpay, follow these steps:

  1. Log in to your casino account.
  2. Click on the red deposit button.
  3. Choose a payment method.
  4. Enter the necessary payment details.
  5. Type in the amount to deposit.
  6. Confirm the selection.

How to Withdraw Winnings?

To withdraw winnings at Instantpay, follow these steps:

  1. Log in to your casino account.
  2. Access your account profile.
  3. Click on wallet via the menu.
  4. Select the withdrawal option.
  5. Choose your payout method.
  6. Type in the amount to withdraw.
  7. Confirm the selection.


Is Instantpay Legal in New Zealand?

Yes. Owned and operated by N1 Interactive LTD, Instantpay is an offshore casino with company roots in Malta. According to New Zealand law, all offshore casinos are legal which makes Instantpay a legal casino to play at.

Is Instantpay Safe?

Instantpay is licensed by the Malta Gaming Authority (MGA) which makes it a safe casino to play at. The MGA is one of the best organizations an NZ casino can be licensed by. It is very strict in its regulations and if a dispute should occur with the casino, the MGA will assist players to have the dispute resolved.

Is Intsantpay Trustworthy?

Instantpay is considered to be a trustworthy casino for several reasons. In addition to its reputable license, withdrawals are handled super-fast. Customer support is well-trained and polite and answers quickly to queries. Although bonus terms are not the most favorable ones, they are presented to players in a clear and honest way with no misleading information.   

One could argue though that the abnormally low payout percentage in some of Instantpay's pokies would be dishonest practice on their part.

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